What types of loans you prefer studying in Australia and USA?

There are many banks in India, Nepal,Pakistan, Bangladesh,etc which are translating and modernizing their way to provide loans to student easily. Previously it was very to imagine to get loans fulfilling those process with unaffordable interest rates.
But the time is make easier in every place not leaving the processing for the loans.
There are average interest rates ranging from 7 to 11% yearly.
Many students are easily paying back those loans after completing their studies.
Its better to decide loan for a long payback period. Albeit you should analysis the competent rates of different banks also.